A recent debit card scam is making its way around our community; it starts with a call from either an unknown or unfamiliar number, then a recording begins to inform you that your debit card has been compromised and in order to unlock the card it prompts you to verify the information by dialing the number one. After entering one it asks you to enter your card information, i.e.; card number, expiration date, and name. Please DO NOT enter any of your debit card information. We encourage you to hang up and notify the local law enforcement and your financial institution.
If your debit card was in fact compromised or under inspection, an employee from our financial institution would call you from on of our office numbers, 406-846-2202, 406-683-5191 or 800-452-6904.
IRS Impersonation Scam!
An IRS impersonation scam has recently been identified; it can be wither a phone call or an email stating that a past tax return has an issue and you owe money. You will be threatened with tax fraud charges and that a warrant will be issued, and you will be arrested if the fines aren’t paid. You will then be instructed to pay your fines with prepaid debit cards, MoneyGram or a combination of the two.
Thieves sometimes target older adults to try to cheat them out of some of their life savings. For example, telemarketing scams may involve sales of bogus products and services that will never be delivered. Warning signs include unsolicited phone calls asking for a large amount of money before receiving the goods or services, and special offers for senior citizens that seem too good to be true, like an investment “guaranteeing” a very high return. To help seniors and their caregivers avoid financial exploitation, the FDIC and the Consumer Financial Protection Bureau have developed Money Smart for Older Adults, a curriculum with information and resources.
Scam artists send emails pretending to be from banks, popular merchants or other known entities, and they ask for personal information such as bank account numbers, Social Security numbers, dates of birth and other valuable details. The emails usually look legitimate because they include graphics copied from authentic websites and messages that appear valid.
“We have also seen emails with links to fake websites that are exact copies of real websites for FDIC-insured banks, except the web addresses are slightly different than the real ones,” said Doreen Eberley, director of the FDIC’s Division of Risk Management Supervision, which is in charge of the agency’s policies and programs related to financial crimes. “These sites are used to trick people into giving up valuable personal information that can be used to commit identity theft.”