Current Rates

Open A Certificate of Deposit Today!

Effective Date as of April 3, 2023

DescriptionAnnual Percentage Yield
Savings $100 minimum0.56%
Checkmate $200 minimum0.20%
Money Market Savings $2,500.00-$49,999.990.61%
Money Market Savings $50,000.00-$199,999.992.05%
Money Market Savings $200,000.00 and over2.57%
Individual Retirement Account* $100 minimum 1.33%
Roth Retirement Account* $100 minimum1.33%
Education Retirement Account* $100 minimum1.33%
90 Day Certificate* $1,000 minimum0.81%
6 Month Certificate** $1,000 minimum1.53%
1 Year Certificate* $100 minimum1.79%
1-1/2 Year Certificate* $100 minimum1.90%
2-1/2 Year Certificate* $100 minimum2.00%
3-1/2 Year Certificate* $100 minimum2.11%
***6 Month CD Special** $500 minimum3.58%
***12 Month CD Special* $500 minimum3.89%
Member FDIC Fees may reduce earnings on accounts. APY refers to Annual Percentage Yield based on simple interest. *Substantial penalty for early withdrawal. **Interest paid at maturity, substantial penalty for early withdrawal. ***CD Specials will automatically renew to standard CD product at Maturity

Interested in opening a JUMBO CD?

Call us for rate quotes on JUMBO CDs. All new deposit accounts must be opened in person unless the depositor is an established customer of Pioneer Federal Savings and Loan. As required by the USA Patriot Act IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We thank you for your understanding and for joining us in securing a safer tomorrow. For Specific Account Information Click Here.