Board of Directors

Board of Directors

Jack M. Andersen Mr. Andersen is a licensed pharmacist with extensive experience in healthcare, business management and corporate governance. He owned and operated a retail pharmacy and gift store from 1981 to 2021, and he has served as a Consultant Pharmacist at Deer Lodge Medical Center since 1985. He has also served as a member of the board of directors of Deer Lodge Medical Center since 1985.

Roberta Jean Bergeson Ms. Bergeson has served as an attorney at Suenram & Bergeson Law Office since 2006. She has also been an owner and operator of Bergeson Properties Inc., which was an equipment dealership and now holds rental properties, since 1993. She has also served as a volunteer EMT member of Beaverhead Emergency Medical Services, Inc. and has served multiple terms on its board of directors, most recently in 2023.

Spencer Hegstad Mr. Hegstad was Partner in Dillon Disposal Services until 1969. Subsequently, he was the owner of Dillon Sears Catalog Store from 1969 to 1993, Beaverhead County Commissioner from 1993 to 1998, and an appraiser for Johnson Appraisal Service from 1994 to 1998. He also founded the Fish, Wildlife & Parks Foundation in 1999 and served as its executive director until his retirement in 2013. He served on the Fish, Wildlife and Parks Commission from 1976 to 1987. He was also the first chairman of the Montana Lottery Commission, serving from 1988 to 1991.

Debra H. Huber Ms. Huber has served as an Assistant Professor since 2023 and was an Instructor from 2019 to 2023 in the Business Department at the University of Montana Western, where she teaches courses in economics, banking, management and digital marketing. This academic role follows a 28-year career in the franchising industry, where she ultimately served as Chief Administrative Officer from 2014 to 2019 at Great Harvest Franchising.

Michael E. Johns Mr. Johns is a Certified Public Accountant and a Shareholder with Newland & Company, P.C., where he has practiced as a CPA for more than 30 years. He has also served on the board of directors of Newland & Company since 1992 and is currently the Vice Chair and Secretary of the Montana Board of Public Accountants.

William Mosier, Jr.   Mr. Mosier has owned and operated a private ranching and agricultural business since 1973.

Tony L. Pfaff  Mr. Pfaff brings over two decades of executive leadership experience in healthcare and business operations, serving as President and Chief Executive Officer of Cypress Healthcare since February 2000 and owner of TC Aviation since April 2010. He has also served as the President and Chief Executive Officer of Deer Lodge Medical Center from 2012 to present. Mr. Pfaff has also served as Vice President and a director of Yellowstone Insurance Exchange since 2017 and as a director of Montana Hospital Association since 2021.

Mark J. Simkins Mr. Simkins brings more than 35 years of experience in the banking and financial services industry, with a career spanning executive management, regulatory oversight, and risk management. Most recently, Mr. Simkins served as Executive Vice President of Pioneer Federal Savings and Loan Association from 2018 until his retirement in 2023, where he was responsible for branch operations, compliance, and risk oversight. Prior to that, Mr. Simkins held senior regulatory and compliance roles at Ruby Valley Bank and State Bank & Trust Co., and was a Commissioned Bank Examiner with the Federal Reserve Bank of Minneapolis from February 1990 to August 1992 and a Bank Examiner with the Montana Department of Commerce from September 1985 to February 1990.

Ronald J. Snow Mr. Snow is a professional realtor and has served as Assistant General Manager and Director of Real Estate and Membership Sales at Rock Creek Cattle Company in Deer Lodge, Montana since 2012. In that capacity he is also a licensed Real Estate Broker in the state of Montana. Prior to that, he worked at Rock Creek Cattle Company as the Outdoor Adventures Manager and a Professional Licensed Guide with the Montana Board of Outfitters. Mr. Snow has also served on the board of directors of Powell County Medical Foundation for over 15 years.

Phillip K. Willett Mr. Willett is the current President and Chief Executive Office of PSB Financial, Inc. and Pioneer State Bank, and served in the same role with Pioneer Federal Savings and Loan Association, since January 2018.  He previously served as Executive Vice President of Pioneer Federal Savings and Loan Association from June 2016 to December 2017 and has over 20 years of experience in banking, holding leadership positions across multiple areas of the industry. He is the current Chairman of the Board of Directors of the University of Montana Western Foundation and a Board member of the Montana Independent Bankers Association.

President’s Message

Welcome! Please explore the Pioneer Federal Savings & Loan Association Website.  On the site you will find information about our history, services we provide, community related events & support, as well as industry pieces. Our mission is to provide quality service & products to our customers as well as add value to the quality of life in the communities we serve.

Phillip K Willett                                     President/CEO

 

FDIC Deposit Insurance

Each depositor insured to at least $250,000