Commercial Loans

Your Local Partner for Business Growth

At Pioneer Federal Savings & Loan, we understand the needs of our local businesses because we’re part of the same community. Whether you’re just starting out, ready to expand, upgrading equipment, or managing daily operations, we offer a variety of commercial loan solutions with the personal touch only a community bank can provide.

Why Bank With Us?

Local Decisions – All loan decisions are made in-house, right here in your community. Meaning you’ll receive faster answers from people who live and work where you do.
Relationship-Driven Lenders – Work one-on-one with dedicated loan officers who take the time to understand your goals- we’re not just here for this one loan request, we’re here for your long-term growth.
Custom Solutions – Flexible terms and competitive rates, tailored to your business.
In-House Servicing –We service all of our loans in house, meaning your loan stays in our community—just like your business.

Our Commercial Lending Services

Commercial Real Estate Loans

Purchase or refinance commercial real estate including retail, office, and mixed-use buildings.

Commercial Construction Loans

Whether you’re developing an office building, retail center or multi-family property, our Commercial Construction Loans are tailored to support your vision from the ground up.

Equipment Loans

Finance the equipment or vehicles your business depends on—with fixed payments and flexible terms.

Business Lines of Credit

Access flexible funds to manage cash flow, cover unexpected expenses, or take advantage of new opportunities.

Term Loans

Fixed-rate loans to help you finance expansion, renovations, or other long-term investments.

Start Building Your Business With Us

Every business is different—and so is every loan.
Whether you’re growing, investing, or just getting started, we’re here to help every step of the way.