Copyright Notice and Disclosures

Use of Information

Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of Pioneer Federal Savings and Loan.

Copyright Information

©2001 Pioneer Federal Savings and Loan, All Rights Reserved
©1996 The Forms Group, Scottsdale, AZ All Rights Reserved

All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

Trademark Information

BankSITE® is a registered trademark of The Forms Group.

Disclaimer of Warranties

The information contained or accessed, and references to corporations, including their services and products, are provided "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.

Descriptions of, or references to, products, services or publications within Pioneer Federal Savings and Loan's web site does not imply endorsement of that product, service or publication. Pioneer Federal Savings and Loan makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Pioneer Federal Savings and Loan specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Disclosures

Disclosure Statement For Consumers: Loan information presented on the website of Pioneer Federal Savings and Loan is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.

Deposit information presented on the website of Pioneer Federal Savings and Loan is in accordance with the Federal Reserves Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.

Facts, data, & other information presented on Pioneer Federal Savings and Loan website pages are provided directly by Pioneer Federal Savings and Loan.

Pioneer Federal Savings and Loan, our employees, officers, directors and shareholders, as well as BankSITE®, are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.

Notice of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean Pioneer Federal Savings & Loan Association.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a (n):
Deposit account
Loan account
Individual Retirement Account

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

The Information We Collect
We collect information about you from the following sources:
Information you give us on applications or other forms.
Information about your transactions with us.
Information about your transactions with other parties.
Information from a consumer reporting agency.

The Confidentiality , Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

Information about Former Customers
We do not disclose information about former customers, except as permitted by law.