Pioneer Federal Savings and Loan Current Rates

Effective Date: March 20, 2008

Description	Annual Percentage Yield
Passbook Savings $1 minimum	1.12
Checkmate $200 minimum	0.42
Money Market Savings $2500 minimum	1.53
Montana Medical Savings Account $100 minimum	1.25
Montana Medical Savings Account $1500 minimum	1.75
Montana Medical Savings Account $3000 minimum	2.51
Individual Retirement Account* $100 minimum	3.87
Roth Retirement Account* $100 minimum	3.87
Education Retirement Account* $100 minimum	3.87
90 Day Certificate* $1000 minimum	2.57
6 Month Certificate** $1000 minimum	2.65
1 Year Certificate* $100 minimum	2.83
1-1/2 Year Certificate* $100 minimum	2.93
2-1/2 Year Certificate* $100 minimum	3.20
3-1/2 Year Certificate* $100 minimum	3.61

Member FDIC
Fees may reduce earnings on accounts.
APY refers to Annual Percentage Yield based on simple interest.
*Substantial penalty for early withdrawal.
**Interest paid at maturity, substantial penalty for early withdrawal.

Call us for rate quotes on JUMBO CDs.

All new deposit accounts must be opened in person unless the depositor is an established customer of Pioneer Federal Savings and Loan.

As required by the USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver's license or other identifying documents.

We thank you for your understanding and for joining us in securing a safer tomorrow.

For Specific Account Information Click Here. $$

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